MetaMask Makes Its Big Stablecoin Play
In a bold leap into digital finance, MetaMask, the self-custodial crypto wallet owned by Consensys, announced it will roll out its own stablecoin, MetaMask USD (mUSD).
The token will be issued by Bridge, a stablecoin platform now owned by Stripe, and powered by the liquidity protocol M^0. This ensures mUSD will function as a cross-chain stablecoin, built to flow seamlessly across Web3 applications and DeFi platforms.
Launching in 2025 on Ethereum and Linea
MetaMask confirmed that mUSD will debut in late 2025 on Ethereum and Linea, Consensys’ Ethereum layer-2 scaling solution. By integrating the token directly into its wallet, MetaMask aims to make on-ramping, trading, lending, and payments simpler than ever for its 30+ million users.
“This is about breaking barriers for the next wave of Web3 users,” said Gal Eldar, product lead at MetaMask, who emphasized that mUSD will lower onboarding costs, streamline DeFi access, and enable real-world spending.
From Wallet to the Checkout Counter
More than just a DeFi asset, mUSD is being designed for real-world utility. Later this year, MetaMask plans to introduce a MetaMask Card in partnership with Mastercard, enabling users to spend their mUSD balance like traditional dollars — from coffee shops to online stores.
The company says the stablecoin will be fully backed, dollar-for-dollar, with reserves. Users will be able to deploy it across wallet features such as swaps, bridging, and on-ramps.
Also Read : Wyoming Makes History: State-Backed FRNT Stablecoin Goes Live on 7 Blockchains with Visa Support
Regulatory Tailwinds: The GENIUS Act
The timing of MetaMask’s announcement aligns with fresh regulatory clarity in the U.S. President Donald Trump recently signed the GENIUS Act (Guiding and Establishing National Innovation for US Stablecoins) into law, setting strict rules on issuance, reserves, and disclosures.
This legal clarity is seen as a green light for stablecoin innovation, with MetaMask joining other big players in the race. Just this week, World Liberty Financial, a Trump-backed project, minted 9% of its USD1 stablecoin supply, signaling intensifying competition in the space.
The Bigger Picture: Stablecoins Are Becoming the Gateway to Web3
By embedding mUSD into its ecosystem, MetaMask is aiming to simplify the crypto experience for millions — transforming the wallet from just a Web3 access tool into a complete financial platform.
With tokenized finance, real-world payments, and cross-chain functionality converging, MetaMask’s mUSD may become the most widely used stablecoin in Web3 — one that lives directly in the wallets people already trust.
⚡ Bottom line: MetaMask isn’t just launching a stablecoin. It’s building the bridge between crypto’s digital economy and everyday money.
